Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

74358 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74358 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 74358 Hub
Est. Total Monthly Cost
$800
P&I Payment$488
Taxes & Ins$100
Utilities$212
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 74358 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$92,100
Local Median: $92,100
$18,420 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$800

Monthly Breakdown

Principal & Interest
$488
Property Taxes
$33
Homeowners Ins.
$68
Utilities
$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$101,954

Local Housing Facts for ZIP Code 74358

  • ·Median home value: $92,100 (adjusted for current market conditions)
  • ·Est. property taxes: $392/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $810/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,543/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in NORTH MIAMI?

Based on the local median home value, estimated real estate property taxes in NORTH MIAMI are around $392 per year.

What is the average home price in NORTH MIAMI?

The median home value in NORTH MIAMI is currently estimated at $92,100.

How much does homeowners insurance cost in NORTH MIAMI?

For a median priced home, homeowners insurance in NORTH MIAMI averages around $810 annually.

What is the true total cost of owning a home in NORTH MIAMI?

True homeownership costs go beyond principal and interest. In NORTH MIAMI, a typical homeowner with a median-priced home of $92,100 can expect to pay roughly $392/yr in property taxes, $810/yr for homeowners insurance, and $2,543/yr in energy utilities. That adds approximately $312 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.