Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

74369 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74369 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 74369 Hub
Est. Total Monthly Cost
$1,379
P&I Payment$949
Taxes & Ins$230
Utilities$201
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 74369 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$178,624
Local Median: $178,624
$35,725 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,379

Monthly Breakdown

Principal & Interest
$949
Property Taxes
$61
Homeowners Ins.
$169
Utilities
$201

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$198,770

Local Housing Facts for ZIP Code 74369

  • ·Median home value: $178,624 (adjusted for current market conditions)
  • ·Est. property taxes: $734/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,022/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,409/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WELCH?

Based on the local median home value, estimated real estate property taxes in WELCH are around $734 per year.

What is the average home price in WELCH?

The median home value in WELCH is currently estimated at $178,624.

How much does homeowners insurance cost in WELCH?

For a median priced home, homeowners insurance in WELCH averages around $2,022 annually.

What is the true total cost of owning a home in WELCH?

True homeownership costs go beyond principal and interest. In WELCH, a typical homeowner with a median-priced home of $178,624 can expect to pay roughly $734/yr in property taxes, $2,022/yr for homeowners insurance, and $2,409/yr in energy utilities. That adds approximately $430 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.