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74576 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74576 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,284
P&I Payment$867
Taxes & Ins$191
Utilities$226
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Mortgage Details

$163,679
Local Median: $163,679
$32,736 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,284

Monthly Breakdown

Principal & Interest
$867
Property Taxes
$59
Homeowners Ins.
$133
Utilities
$226

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$181,191

Local Housing Facts for ZIP Code 74576

  • ·Median home value: $163,679 (adjusted for current market conditions)
  • ·Est. property taxes: $702/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,594/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,706/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WARDVILLE?

Based on the local median home value, estimated real estate property taxes in WARDVILLE are around $702 per year.

What is the average home price in WARDVILLE?

The median home value in WARDVILLE is currently estimated at $163,679.

How much does homeowners insurance cost in WARDVILLE?

For a median priced home, homeowners insurance in WARDVILLE averages around $1,594 annually.

What is the true total cost of owning a home in WARDVILLE?

True homeownership costs go beyond principal and interest. In WARDVILLE, a typical homeowner with a median-priced home of $163,679 can expect to pay roughly $702/yr in property taxes, $1,594/yr for homeowners insurance, and $2,706/yr in energy utilities. That adds approximately $417 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.