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74637 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74637 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,280
P&I Payment$909
Taxes & Ins$149
Utilities$221
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Mortgage Details

$170,912
Local Median: $170,912
$34,182 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,280

Monthly Breakdown

Principal & Interest
$909
Property Taxes
$79
Homeowners Ins.
$70
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$190,684

Local Housing Facts for ZIP Code 74637

  • ·Median home value: $170,912 (adjusted for current market conditions)
  • ·Est. property taxes: $952/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $839/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,651/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FAIRFAX?

Based on the local median home value, estimated real estate property taxes in FAIRFAX are around $952 per year.

What is the average home price in FAIRFAX?

The median home value in FAIRFAX is currently estimated at $170,912.

How much does homeowners insurance cost in FAIRFAX?

For a median priced home, homeowners insurance in FAIRFAX averages around $839 annually.

What is the true total cost of owning a home in FAIRFAX?

True homeownership costs go beyond principal and interest. In FAIRFAX, a typical homeowner with a median-priced home of $170,912 can expect to pay roughly $952/yr in property taxes, $839/yr for homeowners insurance, and $2,651/yr in energy utilities. That adds approximately $370 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.