Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

74728 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74728 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 74728 Hub
Est. Total Monthly Cost
$1,109
P&I Payment$754
Taxes & Ins$136
Utilities$219
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 74728 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$141,418
Local Median: $141,418
$28,284 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,109

Monthly Breakdown

Principal & Interest
$754
Property Taxes
$46
Homeowners Ins.
$90
Utilities
$219

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$158,435

Local Housing Facts for ZIP Code 74728

  • ·Median home value: $141,418 (adjusted for current market conditions)
  • ·Est. property taxes: $552/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,077/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,630/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BROKEN BOW?

Based on the local median home value, estimated real estate property taxes in BROKEN BOW are around $552 per year.

What is the average home price in BROKEN BOW?

The median home value in BROKEN BOW is currently estimated at $141,418.

How much does homeowners insurance cost in BROKEN BOW?

For a median priced home, homeowners insurance in BROKEN BOW averages around $1,077 annually.

What is the true total cost of owning a home in BROKEN BOW?

True homeownership costs go beyond principal and interest. In BROKEN BOW, a typical homeowner with a median-priced home of $141,418 can expect to pay roughly $552/yr in property taxes, $1,077/yr for homeowners insurance, and $2,630/yr in energy utilities. That adds approximately $355 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.