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74729 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74729 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,329
P&I Payment$942
Taxes & Ins$182
Utilities$206
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Mortgage Details

$177,750
Local Median: $177,750
$35,550 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,329

Monthly Breakdown

Principal & Interest
$942
Property Taxes
$79
Homeowners Ins.
$103
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$196,767

Local Housing Facts for ZIP Code 74729

  • ·Median home value: $177,750 (adjusted for current market conditions)
  • ·Est. property taxes: $950/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,235/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,467/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CADDO?

Based on the local median home value, estimated real estate property taxes in CADDO are around $950 per year.

What is the average home price in CADDO?

The median home value in CADDO is currently estimated at $177,750.

How much does homeowners insurance cost in CADDO?

For a median priced home, homeowners insurance in CADDO averages around $1,235 annually.

What is the true total cost of owning a home in CADDO?

True homeownership costs go beyond principal and interest. In CADDO, a typical homeowner with a median-priced home of $177,750 can expect to pay roughly $950/yr in property taxes, $1,235/yr for homeowners insurance, and $2,467/yr in energy utilities. That adds approximately $388 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.