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74740 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74740 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$962
P&I Payment$638
Taxes & Ins$117
Utilities$207
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Mortgage Details

$119,064
Local Median: $119,064
$23,813 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$962

Monthly Breakdown

Principal & Interest
$638
Property Taxes
$39
Homeowners Ins.
$79
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$134,475

Local Housing Facts for ZIP Code 74740

  • ·Median home value: $119,064 (adjusted for current market conditions)
  • ·Est. property taxes: $465/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $942/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,480/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HAWORTH?

Based on the local median home value, estimated real estate property taxes in HAWORTH are around $465 per year.

What is the average home price in HAWORTH?

The median home value in HAWORTH is currently estimated at $119,064.

How much does homeowners insurance cost in HAWORTH?

For a median priced home, homeowners insurance in HAWORTH averages around $942 annually.

What is the true total cost of owning a home in HAWORTH?

True homeownership costs go beyond principal and interest. In HAWORTH, a typical homeowner with a median-priced home of $119,064 can expect to pay roughly $465/yr in property taxes, $942/yr for homeowners insurance, and $2,480/yr in energy utilities. That adds approximately $324 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.