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74764 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74764 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,010
P&I Payment$673
Taxes & Ins$120
Utilities$216
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Mortgage Details

$127,091
Local Median: $127,091
$25,418 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,010

Monthly Breakdown

Principal & Interest
$673
Property Taxes
$36
Homeowners Ins.
$84
Utilities
$216

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$140,688

Local Housing Facts for ZIP Code 74764

  • ·Median home value: $127,091 (adjusted for current market conditions)
  • ·Est. property taxes: $432/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,010/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,595/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VALLIANT?

Based on the local median home value, estimated real estate property taxes in VALLIANT are around $432 per year.

What is the average home price in VALLIANT?

The median home value in VALLIANT is currently estimated at $127,091.

How much does homeowners insurance cost in VALLIANT?

For a median priced home, homeowners insurance in VALLIANT averages around $1,010 annually.

What is the true total cost of owning a home in VALLIANT?

True homeownership costs go beyond principal and interest. In VALLIANT, a typical homeowner with a median-priced home of $127,091 can expect to pay roughly $432/yr in property taxes, $1,010/yr for homeowners insurance, and $2,595/yr in energy utilities. That adds approximately $336 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.