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74953 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74953 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,309
P&I Payment$926
Taxes & Ins$176
Utilities$207
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Mortgage Details

$174,442
Local Median: $174,442
$34,888 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,309

Monthly Breakdown

Principal & Interest
$926
Property Taxes
$90
Homeowners Ins.
$86
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$193,948

Local Housing Facts for ZIP Code 74953

  • ·Median home value: $174,442 (adjusted for current market conditions)
  • ·Est. property taxes: $1,077/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,032/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,483/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in POTEAU?

Based on the local median home value, estimated real estate property taxes in POTEAU are around $1,077 per year.

What is the average home price in POTEAU?

The median home value in POTEAU is currently estimated at $174,442.

How much does homeowners insurance cost in POTEAU?

For a median priced home, homeowners insurance in POTEAU averages around $1,032 annually.

What is the true total cost of owning a home in POTEAU?

True homeownership costs go beyond principal and interest. In POTEAU, a typical homeowner with a median-priced home of $174,442 can expect to pay roughly $1,077/yr in property taxes, $1,032/yr for homeowners insurance, and $2,483/yr in energy utilities. That adds approximately $383 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.