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Estimate your true cost of homeownership in ZIP Code 75009 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,498
P&I Payment$3,226
Taxes & Ins$1,093
Utilities$180
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Mortgage Details

$617,170
Local Median: $617,170
$123,434 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,498

Monthly Breakdown

Principal & Interest
$3,226
Property Taxes
$793
Homeowners Ins.
$300
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$667,516

Local Housing Facts for ZIP Code 75009

  • ·Median home value: $617,170 (adjusted for current market conditions)
  • ·Est. property taxes: $9,515/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,598/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,159/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CELINA?

Based on the local median home value, estimated real estate property taxes in CELINA are around $9,515 per year.

What is the average home price in CELINA?

The median home value in CELINA is currently estimated at $617,170.

How much does homeowners insurance cost in CELINA?

For a median priced home, homeowners insurance in CELINA averages around $3,598 annually.

What is the true total cost of owning a home in CELINA?

True homeownership costs go beyond principal and interest. In CELINA, a typical homeowner with a median-priced home of $617,170 can expect to pay roughly $9,515/yr in property taxes, $3,598/yr for homeowners insurance, and $2,159/yr in energy utilities. That adds approximately $1,273 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.