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75038 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 75038 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,871
P&I Payment$2,982
Taxes & Ins$830
Utilities$59
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Mortgage Details

$568,658
Local Median: $568,658
$113,732 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,871

Monthly Breakdown

Principal & Interest
$2,982
Property Taxes
$582
Homeowners Ins.
$248
Utilities
$59

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$618,652

Local Housing Facts for ZIP Code 75038

  • ·Median home value: $568,658 (adjusted for current market conditions)
  • ·Est. property taxes: $6,979/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,979/yr — based on local per-$1K premium rates
  • ·Energy utilities: $704/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in IRVING?

Based on the local median home value, estimated real estate property taxes in IRVING are around $6,979 per year.

What is the average home price in IRVING?

The median home value in IRVING is currently estimated at $568,658.

How much does homeowners insurance cost in IRVING?

For a median priced home, homeowners insurance in IRVING averages around $2,979 annually.

What is the true total cost of owning a home in IRVING?

True homeownership costs go beyond principal and interest. In IRVING, a typical homeowner with a median-priced home of $568,658 can expect to pay roughly $6,979/yr in property taxes, $2,979/yr for homeowners insurance, and $704/yr in energy utilities. That adds approximately $889 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.