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75172 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 75172 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,419
P&I Payment$1,016
Taxes & Ins$330
Utilities$72
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Mortgage Details

$191,420
Local Median: $191,420
$38,284 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,419

Monthly Breakdown

Principal & Interest
$1,016
Property Taxes
$191
Homeowners Ins.
$139
Utilities
$72

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$212,787

Local Housing Facts for ZIP Code 75172

  • ·Median home value: $191,420 (adjusted for current market conditions)
  • ·Est. property taxes: $2,296/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,668/yr — based on local per-$1K premium rates
  • ·Energy utilities: $862/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WILMER?

Based on the local median home value, estimated real estate property taxes in WILMER are around $2,296 per year.

What is the average home price in WILMER?

The median home value in WILMER is currently estimated at $191,420.

How much does homeowners insurance cost in WILMER?

For a median priced home, homeowners insurance in WILMER averages around $1,668 annually.

What is the true total cost of owning a home in WILMER?

True homeownership costs go beyond principal and interest. In WILMER, a typical homeowner with a median-priced home of $191,420 can expect to pay roughly $2,296/yr in property taxes, $1,668/yr for homeowners insurance, and $862/yr in energy utilities. That adds approximately $402 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.