Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

75472 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 75472 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 75472 Hub
Est. Total Monthly Cost
$1,586
P&I Payment$1,062
Taxes & Ins$329
Utilities$196
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 75472 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$200,765
Local Median: $200,765
$40,153 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,586

Monthly Breakdown

Principal & Interest
$1,062
Property Taxes
$183
Homeowners Ins.
$146
Utilities
$196

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$221,547

Local Housing Facts for ZIP Code 75472

  • ·Median home value: $200,765 (adjusted for current market conditions)
  • ·Est. property taxes: $2,191/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,752/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,349/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in POINT?

Based on the local median home value, estimated real estate property taxes in POINT are around $2,191 per year.

What is the average home price in POINT?

The median home value in POINT is currently estimated at $200,765.

How much does homeowners insurance cost in POINT?

For a median priced home, homeowners insurance in POINT averages around $1,752 annually.

What is the true total cost of owning a home in POINT?

True homeownership costs go beyond principal and interest. In POINT, a typical homeowner with a median-priced home of $200,765 can expect to pay roughly $2,191/yr in property taxes, $1,752/yr for homeowners insurance, and $2,349/yr in energy utilities. That adds approximately $524 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.