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75801 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 75801 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,278
P&I Payment$926
Taxes & Ins$253
Utilities$99
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Mortgage Details

$171,881
Local Median: $171,881
$34,376 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,278

Monthly Breakdown

Principal & Interest
$926
Property Taxes
$150
Homeowners Ins.
$103
Utilities
$99

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$195,864

Local Housing Facts for ZIP Code 75801

  • ·Median home value: $171,881 (adjusted for current market conditions)
  • ·Est. property taxes: $1,800/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,240/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,185/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PALESTINE?

Based on the local median home value, estimated real estate property taxes in PALESTINE are around $1,800 per year.

What is the average home price in PALESTINE?

The median home value in PALESTINE is currently estimated at $171,881.

How much does homeowners insurance cost in PALESTINE?

For a median priced home, homeowners insurance in PALESTINE averages around $1,240 annually.

What is the true total cost of owning a home in PALESTINE?

True homeownership costs go beyond principal and interest. In PALESTINE, a typical homeowner with a median-priced home of $171,881 can expect to pay roughly $1,800/yr in property taxes, $1,240/yr for homeowners insurance, and $1,185/yr in energy utilities. That adds approximately $352 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.