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75972 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 75972 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,269
P&I Payment$909
Taxes & Ins$168
Utilities$192
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Mortgage Details

$171,730
Local Median: $171,730
$34,346 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,269

Monthly Breakdown

Principal & Interest
$909
Property Taxes
$50
Homeowners Ins.
$118
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$189,971

Local Housing Facts for ZIP Code 75972

  • ·Median home value: $171,730 (adjusted for current market conditions)
  • ·Est. property taxes: $601/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,413/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,299/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SAN AUGUSTINE?

Based on the local median home value, estimated real estate property taxes in SAN AUGUSTINE are around $601 per year.

What is the average home price in SAN AUGUSTINE?

The median home value in SAN AUGUSTINE is currently estimated at $171,730.

How much does homeowners insurance cost in SAN AUGUSTINE?

For a median priced home, homeowners insurance in SAN AUGUSTINE averages around $1,413 annually.

What is the true total cost of owning a home in SAN AUGUSTINE?

True homeownership costs go beyond principal and interest. In SAN AUGUSTINE, a typical homeowner with a median-priced home of $171,730 can expect to pay roughly $601/yr in property taxes, $1,413/yr for homeowners insurance, and $2,299/yr in energy utilities. That adds approximately $359 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.