Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76054 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76054 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76054 Hub
Est. Total Monthly Cost
$3,139
P&I Payment$2,290
Taxes & Ins$734
Utilities$115
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76054 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$435,242
Local Median: $435,242
$87,048 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,139

Monthly Breakdown

Principal & Interest
$2,290
Property Taxes
$521
Homeowners Ins.
$213
Utilities
$115

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$476,354

Local Housing Facts for ZIP Code 76054

  • ·Median home value: $435,242 (adjusted for current market conditions)
  • ·Est. property taxes: $6,246/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,557/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,382/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HURST?

Based on the local median home value, estimated real estate property taxes in HURST are around $6,246 per year.

What is the average home price in HURST?

The median home value in HURST is currently estimated at $435,242.

How much does homeowners insurance cost in HURST?

For a median priced home, homeowners insurance in HURST averages around $2,557 annually.

What is the true total cost of owning a home in HURST?

True homeownership costs go beyond principal and interest. In HURST, a typical homeowner with a median-priced home of $435,242 can expect to pay roughly $6,246/yr in property taxes, $2,557/yr for homeowners insurance, and $1,382/yr in energy utilities. That adds approximately $849 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.