Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76114 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76114 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76114 Hub
Est. Total Monthly Cost
$1,879
P&I Payment$1,374
Taxes & Ins$418
Utilities$87
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76114 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$259,732
Local Median: $259,732
$51,946 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,879

Monthly Breakdown

Principal & Interest
$1,374
Property Taxes
$258
Homeowners Ins.
$160
Utilities
$87

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$286,969

Local Housing Facts for ZIP Code 76114

  • ·Median home value: $259,732 (adjusted for current market conditions)
  • ·Est. property taxes: $3,093/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,922/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,046/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FORT WORTH?

Based on the local median home value, estimated real estate property taxes in FORT WORTH are around $3,093 per year.

What is the average home price in FORT WORTH?

The median home value in FORT WORTH is currently estimated at $259,732.

How much does homeowners insurance cost in FORT WORTH?

For a median priced home, homeowners insurance in FORT WORTH averages around $1,922 annually.

What is the true total cost of owning a home in FORT WORTH?

True homeownership costs go beyond principal and interest. In FORT WORTH, a typical homeowner with a median-priced home of $259,732 can expect to pay roughly $3,093/yr in property taxes, $1,922/yr for homeowners insurance, and $1,046/yr in energy utilities. That adds approximately $505 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.