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Cost of Living in ZIP 76134

Is it better to rent or buy in ZIP 76134? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$69,984
$1,489/mo

Median in area: $1,489

$235,657

Median in area: $235,657

$47,131

If you Rent

$1,576 /mo
Base Rent$1,489
Est. Utilities$87
% of Income27.0%
Pre-tax Residual$4,256

If you Buy

$1,790 /mo
P&I (7.025%)$1,257
Taxes & Ins$446
Est. Utilities$87
% of Income30.7%
Pre-tax Residual$4,042

Compare Nearby Areas

See how ZIP 76134 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 76134?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 76134. The estimated all-in monthly cost for renting is $1,576, while owning a median-priced home with a 20% down payment is roughly $1,790 per month (a difference of $214).

How much do utilities cost in ZIP 76134?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 76134 is approximately $87. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 76134?

To comfortably afford the median rent and utilities in ZIP 76134 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $63,040 per year.