Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76163 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76163 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76163 Hub
Est. Total Monthly Cost
$2,449
P&I Payment$1,743
Taxes & Ins$622
Utilities$84
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76163 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$329,817
Local Median: $329,817
$65,963 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,449

Monthly Breakdown

Principal & Interest
$1,743
Property Taxes
$444
Homeowners Ins.
$178
Utilities
$84

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$363,640

Local Housing Facts for ZIP Code 76163

  • ·Median home value: $329,817 (adjusted for current market conditions)
  • ·Est. property taxes: $5,324/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,137/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,010/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FORT WORTH?

Based on the local median home value, estimated real estate property taxes in FORT WORTH are around $5,324 per year.

What is the average home price in FORT WORTH?

The median home value in FORT WORTH is currently estimated at $329,817.

How much does homeowners insurance cost in FORT WORTH?

For a median priced home, homeowners insurance in FORT WORTH averages around $2,137 annually.

What is the true total cost of owning a home in FORT WORTH?

True homeownership costs go beyond principal and interest. In FORT WORTH, a typical homeowner with a median-priced home of $329,817 can expect to pay roughly $5,324/yr in property taxes, $2,137/yr for homeowners insurance, and $1,010/yr in energy utilities. That adds approximately $706 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.