Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76264 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76264 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76264 Hub
Est. Total Monthly Cost
$2,360
P&I Payment$1,867
Taxes & Ins$372
Utilities$121
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76264 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$352,745
Local Median: $352,745
$70,549 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,360

Monthly Breakdown

Principal & Interest
$1,867
Property Taxes
$255
Homeowners Ins.
$117
Utilities
$121

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$390,008

Local Housing Facts for ZIP Code 76264

  • ·Median home value: $352,745 (adjusted for current market conditions)
  • ·Est. property taxes: $3,063/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,402/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,449/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SADLER?

Based on the local median home value, estimated real estate property taxes in SADLER are around $3,063 per year.

What is the average home price in SADLER?

The median home value in SADLER is currently estimated at $352,745.

How much does homeowners insurance cost in SADLER?

For a median priced home, homeowners insurance in SADLER averages around $1,402 annually.

What is the true total cost of owning a home in SADLER?

True homeownership costs go beyond principal and interest. In SADLER, a typical homeowner with a median-priced home of $352,745 can expect to pay roughly $3,063/yr in property taxes, $1,402/yr for homeowners insurance, and $1,449/yr in energy utilities. That adds approximately $493 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.