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76309 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76309 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,096
P&I Payment$709
Taxes & Ins$286
Utilities$102
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Mortgage Details

$133,355
Local Median: $133,355
$26,671 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,096

Monthly Breakdown

Principal & Interest
$709
Property Taxes
$183
Homeowners Ins.
$103
Utilities
$102

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$148,447

Local Housing Facts for ZIP Code 76309

  • ·Median home value: $133,355 (adjusted for current market conditions)
  • ·Est. property taxes: $2,190/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,237/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,218/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WICHITA FALLS?

Based on the local median home value, estimated real estate property taxes in WICHITA FALLS are around $2,190 per year.

What is the average home price in WICHITA FALLS?

The median home value in WICHITA FALLS is currently estimated at $133,355.

How much does homeowners insurance cost in WICHITA FALLS?

For a median priced home, homeowners insurance in WICHITA FALLS averages around $1,237 annually.

What is the true total cost of owning a home in WICHITA FALLS?

True homeownership costs go beyond principal and interest. In WICHITA FALLS, a typical homeowner with a median-priced home of $133,355 can expect to pay roughly $2,190/yr in property taxes, $1,237/yr for homeowners insurance, and $1,218/yr in energy utilities. That adds approximately $387 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.