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76389 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76389 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,823
P&I Payment$1,253
Taxes & Ins$311
Utilities$259
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Mortgage Details

$236,785
Local Median: $236,785
$47,357 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,823

Monthly Breakdown

Principal & Interest
$1,253
Property Taxes
$187
Homeowners Ins.
$123
Utilities
$259

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$261,798

Local Housing Facts for ZIP Code 76389

  • ·Median home value: $236,785 (adjusted for current market conditions)
  • ·Est. property taxes: $2,249/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,478/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,106/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WINDTHORST?

Based on the local median home value, estimated real estate property taxes in WINDTHORST are around $2,249 per year.

What is the average home price in WINDTHORST?

The median home value in WINDTHORST is currently estimated at $236,785.

How much does homeowners insurance cost in WINDTHORST?

For a median priced home, homeowners insurance in WINDTHORST averages around $1,478 annually.

What is the true total cost of owning a home in WINDTHORST?

True homeownership costs go beyond principal and interest. In WINDTHORST, a typical homeowner with a median-priced home of $236,785 can expect to pay roughly $2,249/yr in property taxes, $1,478/yr for homeowners insurance, and $3,106/yr in energy utilities. That adds approximately $569 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.