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76464 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76464 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,396
P&I Payment$998
Taxes & Ins$288
Utilities$111
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Mortgage Details

$188,508
Local Median: $188,508
$37,702 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,396

Monthly Breakdown

Principal & Interest
$998
Property Taxes
$156
Homeowners Ins.
$131
Utilities
$111

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$208,422

Local Housing Facts for ZIP Code 76464

  • ·Median home value: $188,508 (adjusted for current market conditions)
  • ·Est. property taxes: $1,877/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,575/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,329/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MORAN?

Based on the local median home value, estimated real estate property taxes in MORAN are around $1,877 per year.

What is the average home price in MORAN?

The median home value in MORAN is currently estimated at $188,508.

How much does homeowners insurance cost in MORAN?

For a median priced home, homeowners insurance in MORAN averages around $1,575 annually.

What is the true total cost of owning a home in MORAN?

True homeownership costs go beyond principal and interest. In MORAN, a typical homeowner with a median-priced home of $188,508 can expect to pay roughly $1,877/yr in property taxes, $1,575/yr for homeowners insurance, and $1,329/yr in energy utilities. That adds approximately $398 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.