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76524 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76524 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,603
P&I Payment$1,189
Taxes & Ins$323
Utilities$91
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Mortgage Details

$224,461
Local Median: $224,461
$44,892 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,603

Monthly Breakdown

Principal & Interest
$1,189
Property Taxes
$218
Homeowners Ins.
$104
Utilities
$91

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$248,433

Local Housing Facts for ZIP Code 76524

  • ·Median home value: $224,461 (adjusted for current market conditions)
  • ·Est. property taxes: $2,620/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,253/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,094/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDDY?

Based on the local median home value, estimated real estate property taxes in EDDY are around $2,620 per year.

What is the average home price in EDDY?

The median home value in EDDY is currently estimated at $224,461.

How much does homeowners insurance cost in EDDY?

For a median priced home, homeowners insurance in EDDY averages around $1,253 annually.

What is the true total cost of owning a home in EDDY?

True homeownership costs go beyond principal and interest. In EDDY, a typical homeowner with a median-priced home of $224,461 can expect to pay roughly $2,620/yr in property taxes, $1,253/yr for homeowners insurance, and $1,094/yr in energy utilities. That adds approximately $414 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.