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76635 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76635 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,262
P&I Payment$945
Taxes & Ins$227
Utilities$91
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Mortgage Details

$178,471
Local Median: $178,471
$35,694 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,262

Monthly Breakdown

Principal & Interest
$945
Property Taxes
$126
Homeowners Ins.
$101
Utilities
$91

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$197,324

Local Housing Facts for ZIP Code 76635

  • ·Median home value: $178,471 (adjusted for current market conditions)
  • ·Est. property taxes: $1,515/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,206/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,088/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COOLIDGE?

Based on the local median home value, estimated real estate property taxes in COOLIDGE are around $1,515 per year.

What is the average home price in COOLIDGE?

The median home value in COOLIDGE is currently estimated at $178,471.

How much does homeowners insurance cost in COOLIDGE?

For a median priced home, homeowners insurance in COOLIDGE averages around $1,206 annually.

What is the true total cost of owning a home in COOLIDGE?

True homeownership costs go beyond principal and interest. In COOLIDGE, a typical homeowner with a median-priced home of $178,471 can expect to pay roughly $1,515/yr in property taxes, $1,206/yr for homeowners insurance, and $1,088/yr in energy utilities. That adds approximately $317 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.