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76639 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76639 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,476
P&I Payment$1,028
Taxes & Ins$222
Utilities$226
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Mortgage Details

$195,065
Local Median: $195,065
$39,013 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,476

Monthly Breakdown

Principal & Interest
$1,028
Property Taxes
$110
Homeowners Ins.
$112
Utilities
$226

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$214,054

Local Housing Facts for ZIP Code 76639

  • ·Median home value: $195,065 (adjusted for current market conditions)
  • ·Est. property taxes: $1,323/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,342/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,713/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DAWSON?

Based on the local median home value, estimated real estate property taxes in DAWSON are around $1,323 per year.

What is the average home price in DAWSON?

The median home value in DAWSON is currently estimated at $195,065.

How much does homeowners insurance cost in DAWSON?

For a median priced home, homeowners insurance in DAWSON averages around $1,342 annually.

What is the true total cost of owning a home in DAWSON?

True homeownership costs go beyond principal and interest. In DAWSON, a typical homeowner with a median-priced home of $195,065 can expect to pay roughly $1,323/yr in property taxes, $1,342/yr for homeowners insurance, and $2,713/yr in energy utilities. That adds approximately $448 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.