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76653 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76653 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,566
P&I Payment$1,141
Taxes & Ins$259
Utilities$167
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Mortgage Details

$215,477
Local Median: $215,477
$43,095 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,566

Monthly Breakdown

Principal & Interest
$1,141
Property Taxes
$153
Homeowners Ins.
$106
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$238,240

Local Housing Facts for ZIP Code 76653

  • ·Median home value: $215,477 (adjusted for current market conditions)
  • ·Est. property taxes: $1,838/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,269/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,002/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KOSSE?

Based on the local median home value, estimated real estate property taxes in KOSSE are around $1,838 per year.

What is the average home price in KOSSE?

The median home value in KOSSE is currently estimated at $215,477.

How much does homeowners insurance cost in KOSSE?

For a median priced home, homeowners insurance in KOSSE averages around $1,269 annually.

What is the true total cost of owning a home in KOSSE?

True homeownership costs go beyond principal and interest. In KOSSE, a typical homeowner with a median-priced home of $215,477 can expect to pay roughly $1,838/yr in property taxes, $1,269/yr for homeowners insurance, and $2,002/yr in energy utilities. That adds approximately $426 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.