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76664 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76664 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,194
P&I Payment$821
Taxes & Ins$273
Utilities$100
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Mortgage Details

$154,551
Local Median: $154,551
$30,910 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,194

Monthly Breakdown

Principal & Interest
$821
Property Taxes
$178
Homeowners Ins.
$96
Utilities
$100

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$171,833

Local Housing Facts for ZIP Code 76664

  • ·Median home value: $154,551 (adjusted for current market conditions)
  • ·Est. property taxes: $2,130/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,148/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,197/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MART?

Based on the local median home value, estimated real estate property taxes in MART are around $2,130 per year.

What is the average home price in MART?

The median home value in MART is currently estimated at $154,551.

How much does homeowners insurance cost in MART?

For a median priced home, homeowners insurance in MART averages around $1,148 annually.

What is the true total cost of owning a home in MART?

True homeownership costs go beyond principal and interest. In MART, a typical homeowner with a median-priced home of $154,551 can expect to pay roughly $2,130/yr in property taxes, $1,148/yr for homeowners insurance, and $1,197/yr in energy utilities. That adds approximately $373 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.