Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76693 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76693 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76693 Hub
Est. Total Monthly Cost
$1,195
P&I Payment$866
Taxes & Ins$218
Utilities$111
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76693 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$163,558
Local Median: $163,558
$32,712 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,195

Monthly Breakdown

Principal & Interest
$866
Property Taxes
$116
Homeowners Ins.
$102
Utilities
$111

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$180,836

Local Housing Facts for ZIP Code 76693

  • ·Median home value: $163,558 (adjusted for current market conditions)
  • ·Est. property taxes: $1,389/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,225/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,336/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WORTHAM?

Based on the local median home value, estimated real estate property taxes in WORTHAM are around $1,389 per year.

What is the average home price in WORTHAM?

The median home value in WORTHAM is currently estimated at $163,558.

How much does homeowners insurance cost in WORTHAM?

For a median priced home, homeowners insurance in WORTHAM averages around $1,225 annually.

What is the true total cost of owning a home in WORTHAM?

True homeownership costs go beyond principal and interest. In WORTHAM, a typical homeowner with a median-priced home of $163,558 can expect to pay roughly $1,389/yr in property taxes, $1,225/yr for homeowners insurance, and $1,336/yr in energy utilities. That adds approximately $329 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.