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76802 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76802 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,691
P&I Payment$1,148
Taxes & Ins$315
Utilities$229
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Mortgage Details

$216,859
Local Median: $216,859
$43,372 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,691

Monthly Breakdown

Principal & Interest
$1,148
Property Taxes
$202
Homeowners Ins.
$113
Utilities
$229

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$239,768

Local Housing Facts for ZIP Code 76802

  • ·Median home value: $216,859 (adjusted for current market conditions)
  • ·Est. property taxes: $2,424/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,353/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,743/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EARLY?

Based on the local median home value, estimated real estate property taxes in EARLY are around $2,424 per year.

What is the average home price in EARLY?

The median home value in EARLY is currently estimated at $216,859.

How much does homeowners insurance cost in EARLY?

For a median priced home, homeowners insurance in EARLY averages around $1,353 annually.

What is the true total cost of owning a home in EARLY?

True homeownership costs go beyond principal and interest. In EARLY, a typical homeowner with a median-priced home of $216,859 can expect to pay roughly $2,424/yr in property taxes, $1,353/yr for homeowners insurance, and $2,743/yr in energy utilities. That adds approximately $543 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.