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76834 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76834 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$874
P&I Payment$459
Taxes & Ins$207
Utilities$208
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Mortgage Details

$83,416
Local Median: $83,416
$16,683 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$874

Monthly Breakdown

Principal & Interest
$459
Property Taxes
$101
Homeowners Ins.
$106
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$98,490

Local Housing Facts for ZIP Code 76834

  • ·Median home value: $83,416 (adjusted for current market conditions)
  • ·Est. property taxes: $1,212/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,266/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,500/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COLEMAN?

Based on the local median home value, estimated real estate property taxes in COLEMAN are around $1,212 per year.

What is the average home price in COLEMAN?

The median home value in COLEMAN is currently estimated at $83,416.

How much does homeowners insurance cost in COLEMAN?

For a median priced home, homeowners insurance in COLEMAN averages around $1,266 annually.

What is the true total cost of owning a home in COLEMAN?

True homeownership costs go beyond principal and interest. In COLEMAN, a typical homeowner with a median-priced home of $83,416 can expect to pay roughly $1,212/yr in property taxes, $1,266/yr for homeowners insurance, and $2,500/yr in energy utilities. That adds approximately $415 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.