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76853 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76853 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,431
P&I Payment$1,868
Taxes & Ins$377
Utilities$186
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Mortgage Details

$352,883
Local Median: $352,883
$70,577 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,431

Monthly Breakdown

Principal & Interest
$1,868
Property Taxes
$245
Homeowners Ins.
$132
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$390,161

Local Housing Facts for ZIP Code 76853

  • ·Median home value: $352,883 (adjusted for current market conditions)
  • ·Est. property taxes: $2,943/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,585/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,229/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LOMETA?

Based on the local median home value, estimated real estate property taxes in LOMETA are around $2,943 per year.

What is the average home price in LOMETA?

The median home value in LOMETA is currently estimated at $352,883.

How much does homeowners insurance cost in LOMETA?

For a median priced home, homeowners insurance in LOMETA averages around $1,585 annually.

What is the true total cost of owning a home in LOMETA?

True homeownership costs go beyond principal and interest. In LOMETA, a typical homeowner with a median-priced home of $352,883 can expect to pay roughly $2,943/yr in property taxes, $1,585/yr for homeowners insurance, and $2,229/yr in energy utilities. That adds approximately $563 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.