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Cost of Living in ZIP 76858

Is it better to rent or buy in ZIP 76858? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$50,643
$870/mo

Median in area: $870

$153,947

Median in area: $153,947

$30,789

If you Rent

$976 /mo
Base Rent$870
Est. Utilities$106
% of Income23.1%
Pre-tax Residual$3,244

If you Buy

$1,144 /mo
P&I (6.946%)$815
Taxes & Ins$223
Est. Utilities$106
% of Income27.1%
Pre-tax Residual$3,076

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 76858?›

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 76858. The estimated all-in monthly cost for renting is $976, while owning a median-priced home with a 20% down payment is roughly $1,144 per month (a difference of $168).

How much do utilities cost in ZIP 76858?›

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 76858 is approximately $106. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 76858?›

To comfortably afford the median rent and utilities in ZIP 76858 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $39,040 per year.