Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76870 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76870 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76870 Hub
Est. Total Monthly Cost
$1,824
P&I Payment$1,367
Taxes & Ins$268
Utilities$189
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76870 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$259,200
Local Median: $259,200
$51,840 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,824

Monthly Breakdown

Principal & Interest
$1,367
Property Taxes
$149
Homeowners Ins.
$119
Utilities
$189

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$284,632

Local Housing Facts for ZIP Code 76870

  • ·Median home value: $259,200 (adjusted for current market conditions)
  • ·Est. property taxes: $1,789/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,426/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,273/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PRIDDY?

Based on the local median home value, estimated real estate property taxes in PRIDDY are around $1,789 per year.

What is the average home price in PRIDDY?

The median home value in PRIDDY is currently estimated at $259,200.

How much does homeowners insurance cost in PRIDDY?

For a median priced home, homeowners insurance in PRIDDY averages around $1,426 annually.

What is the true total cost of owning a home in PRIDDY?

True homeownership costs go beyond principal and interest. In PRIDDY, a typical homeowner with a median-priced home of $259,200 can expect to pay roughly $1,789/yr in property taxes, $1,426/yr for homeowners insurance, and $2,273/yr in energy utilities. That adds approximately $457 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.