Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

76877 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 76877 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 76877 Hub
Est. Total Monthly Cost
$1,229
P&I Payment$895
Taxes & Ins$219
Utilities$115
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 76877 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$164,070
Local Median: $164,070
$32,814 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,229

Monthly Breakdown

Principal & Interest
$895
Property Taxes
$118
Homeowners Ins.
$101
Utilities
$115

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,087

Local Housing Facts for ZIP Code 76877

  • ·Median home value: $164,070 (adjusted for current market conditions)
  • ·Est. property taxes: $1,419/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,213/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,376/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SAN SABA?

Based on the local median home value, estimated real estate property taxes in SAN SABA are around $1,419 per year.

What is the average home price in SAN SABA?

The median home value in SAN SABA is currently estimated at $164,070.

How much does homeowners insurance cost in SAN SABA?

For a median priced home, homeowners insurance in SAN SABA averages around $1,213 annually.

What is the true total cost of owning a home in SAN SABA?

True homeownership costs go beyond principal and interest. In SAN SABA, a typical homeowner with a median-priced home of $164,070 can expect to pay roughly $1,419/yr in property taxes, $1,213/yr for homeowners insurance, and $1,376/yr in energy utilities. That adds approximately $334 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.