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77318 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77318 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,353
P&I Payment$2,546
Taxes & Ins$595
Utilities$212
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Mortgage Details

$483,319
Local Median: $483,319
$96,664 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,353

Monthly Breakdown

Principal & Interest
$2,546
Property Taxes
$451
Homeowners Ins.
$144
Utilities
$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$529,810

Local Housing Facts for ZIP Code 77318

  • ·Median home value: $483,319 (adjusted for current market conditions)
  • ·Est. property taxes: $5,412/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,732/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,540/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WILLIS?

Based on the local median home value, estimated real estate property taxes in WILLIS are around $5,412 per year.

What is the average home price in WILLIS?

The median home value in WILLIS is currently estimated at $483,319.

How much does homeowners insurance cost in WILLIS?

For a median priced home, homeowners insurance in WILLIS averages around $1,732 annually.

What is the true total cost of owning a home in WILLIS?

True homeownership costs go beyond principal and interest. In WILLIS, a typical homeowner with a median-priced home of $483,319 can expect to pay roughly $5,412/yr in property taxes, $1,732/yr for homeowners insurance, and $2,540/yr in energy utilities. That adds approximately $807 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.