Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

77325 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77325 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 77325 Hub
Est. Total Monthly Cost
$2,974
P&I Payment$2,223
Taxes & Ins$657
Utilities$94
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 77325 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$421,243
Local Median: $421,243
$84,249 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,974

Monthly Breakdown

Principal & Interest
$2,223
Property Taxes
$445
Homeowners Ins.
$211
Utilities
$94

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$463,305

Local Housing Facts for ZIP Code 77325

  • ·Median home value: $421,243 (adjusted for current market conditions)
  • ·Est. property taxes: $5,344/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,535/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,129/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KINGWOOD?

Based on the local median home value, estimated real estate property taxes in KINGWOOD are around $5,344 per year.

What is the average home price in KINGWOOD?

The median home value in KINGWOOD is currently estimated at $421,243.

How much does homeowners insurance cost in KINGWOOD?

For a median priced home, homeowners insurance in KINGWOOD averages around $2,535 annually.

What is the true total cost of owning a home in KINGWOOD?

True homeownership costs go beyond principal and interest. In KINGWOOD, a typical homeowner with a median-priced home of $421,243 can expect to pay roughly $5,344/yr in property taxes, $2,535/yr for homeowners insurance, and $1,129/yr in energy utilities. That adds approximately $751 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.