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77396 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77396 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,101
P&I Payment$1,426
Taxes & Ins$605
Utilities$70
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Mortgage Details

$268,741
Local Median: $268,741
$53,748 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,101

Monthly Breakdown

Principal & Interest
$1,426
Property Taxes
$417
Homeowners Ins.
$187
Utilities
$70

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$298,428

Local Housing Facts for ZIP Code 77396

  • ·Median home value: $268,741 (adjusted for current market conditions)
  • ·Est. property taxes: $5,009/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,247/yr — based on local per-$1K premium rates
  • ·Energy utilities: $844/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HUMBLE?

Based on the local median home value, estimated real estate property taxes in HUMBLE are around $5,009 per year.

What is the average home price in HUMBLE?

The median home value in HUMBLE is currently estimated at $268,741.

How much does homeowners insurance cost in HUMBLE?

For a median priced home, homeowners insurance in HUMBLE averages around $2,247 annually.

What is the true total cost of owning a home in HUMBLE?

True homeownership costs go beyond principal and interest. In HUMBLE, a typical homeowner with a median-priced home of $268,741 can expect to pay roughly $5,009/yr in property taxes, $2,247/yr for homeowners insurance, and $844/yr in energy utilities. That adds approximately $675 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.