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77454 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77454 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,694
P&I Payment$1,872
Taxes & Ins$641
Utilities$181
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Mortgage Details

$353,678
Local Median: $353,678
$70,736 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,694

Monthly Breakdown

Principal & Interest
$1,872
Property Taxes
$332
Homeowners Ins.
$309
Utilities
$181

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$391,040

Local Housing Facts for ZIP Code 77454

  • ·Median home value: $353,678 (adjusted for current market conditions)
  • ·Est. property taxes: $3,978/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,710/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,170/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LISSIE?

Based on the local median home value, estimated real estate property taxes in LISSIE are around $3,978 per year.

What is the average home price in LISSIE?

The median home value in LISSIE is currently estimated at $353,678.

How much does homeowners insurance cost in LISSIE?

For a median priced home, homeowners insurance in LISSIE averages around $3,710 annually.

What is the true total cost of owning a home in LISSIE?

True homeownership costs go beyond principal and interest. In LISSIE, a typical homeowner with a median-priced home of $353,678 can expect to pay roughly $3,978/yr in property taxes, $3,710/yr for homeowners insurance, and $2,170/yr in energy utilities. That adds approximately $822 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.