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Cost of Living in ZIP 77497

Is it better to rent or buy in ZIP 77497? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$77,713
$1,546/mo

Median in area: $1,546

$240,700

Median in area: $240,700

$48,140

If you Rent

$1,605 /mo
Base Rent$1,546
Est. Utilities$59
% of Income24.8%
Pre-tax Residual$4,871

If you Buy

$1,766 /mo
P&I (6.967%)$1,277
Taxes & Ins$430
Est. Utilities$59
% of Income27.3%
Pre-tax Residual$4,710

Compare Nearby Areas

See how ZIP 77497 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 77497?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 77497. The estimated all-in monthly cost for renting is $1,605, while owning a median-priced home with a 20% down payment is roughly $1,766 per month (a difference of $161).

How much do utilities cost in ZIP 77497?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 77497 is approximately $59. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 77497?

To comfortably afford the median rent and utilities in ZIP 77497 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $64,200 per year.