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77498 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77498 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,641
P&I Payment$1,882
Taxes & Ins$685
Utilities$75
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Mortgage Details

$355,883
Local Median: $355,883
$71,177 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,641

Monthly Breakdown

Principal & Interest
$1,882
Property Taxes
$487
Homeowners Ins.
$198
Utilities
$75

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$392,722

Local Housing Facts for ZIP Code 77498

  • ·Median home value: $355,883 (adjusted for current market conditions)
  • ·Est. property taxes: $5,843/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,371/yr — based on local per-$1K premium rates
  • ·Energy utilities: $903/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SUGAR LAND?

Based on the local median home value, estimated real estate property taxes in SUGAR LAND are around $5,843 per year.

What is the average home price in SUGAR LAND?

The median home value in SUGAR LAND is currently estimated at $355,883.

How much does homeowners insurance cost in SUGAR LAND?

For a median priced home, homeowners insurance in SUGAR LAND averages around $2,371 annually.

What is the true total cost of owning a home in SUGAR LAND?

True homeownership costs go beyond principal and interest. In SUGAR LAND, a typical homeowner with a median-priced home of $355,883 can expect to pay roughly $5,843/yr in property taxes, $2,371/yr for homeowners insurance, and $903/yr in energy utilities. That adds approximately $760 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.