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77538 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77538 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,564
P&I Payment$949
Taxes & Ins$347
Utilities$267
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Mortgage Details

$177,885
Local Median: $177,885
$35,577 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,564

Monthly Breakdown

Principal & Interest
$949
Property Taxes
$190
Homeowners Ins.
$157
Utilities
$267

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$199,393

Local Housing Facts for ZIP Code 77538

  • ·Median home value: $177,885 (adjusted for current market conditions)
  • ·Est. property taxes: $2,285/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,883/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,208/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DEVERS?

Based on the local median home value, estimated real estate property taxes in DEVERS are around $2,285 per year.

What is the average home price in DEVERS?

The median home value in DEVERS is currently estimated at $177,885.

How much does homeowners insurance cost in DEVERS?

For a median priced home, homeowners insurance in DEVERS averages around $1,883 annually.

What is the true total cost of owning a home in DEVERS?

True homeownership costs go beyond principal and interest. In DEVERS, a typical homeowner with a median-priced home of $177,885 can expect to pay roughly $2,285/yr in property taxes, $1,883/yr for homeowners insurance, and $3,208/yr in energy utilities. That adds approximately $615 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.