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77546 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77546 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,977
P&I Payment$2,208
Taxes & Ins$689
Utilities$80
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Mortgage Details

$420,515
Local Median: $420,515
$84,103 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,977

Monthly Breakdown

Principal & Interest
$2,208
Property Taxes
$451
Homeowners Ins.
$238
Utilities
$80

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$458,455

Local Housing Facts for ZIP Code 77546

  • ·Median home value: $420,515 (adjusted for current market conditions)
  • ·Est. property taxes: $5,411/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,861/yr — based on local per-$1K premium rates
  • ·Energy utilities: $955/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRIENDSWOOD?

Based on the local median home value, estimated real estate property taxes in FRIENDSWOOD are around $5,411 per year.

What is the average home price in FRIENDSWOOD?

The median home value in FRIENDSWOOD is currently estimated at $420,515.

How much does homeowners insurance cost in FRIENDSWOOD?

For a median priced home, homeowners insurance in FRIENDSWOOD averages around $2,861 annually.

What is the true total cost of owning a home in FRIENDSWOOD?

True homeownership costs go beyond principal and interest. In FRIENDSWOOD, a typical homeowner with a median-priced home of $420,515 can expect to pay roughly $5,411/yr in property taxes, $2,861/yr for homeowners insurance, and $955/yr in energy utilities. That adds approximately $769 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.