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77549 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77549 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,286
P&I Payment$3,189
Taxes & Ins$1,006
Utilities$91
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Mortgage Details

$608,465
Local Median: $608,465
$121,693 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,286

Monthly Breakdown

Principal & Interest
$3,189
Property Taxes
$676
Homeowners Ins.
$330
Utilities
$91

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$661,257

Local Housing Facts for ZIP Code 77549

  • ·Median home value: $608,465 (adjusted for current market conditions)
  • ·Est. property taxes: $8,113/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,955/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,092/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRIENDSWOOD?

Based on the local median home value, estimated real estate property taxes in FRIENDSWOOD are around $8,113 per year.

What is the average home price in FRIENDSWOOD?

The median home value in FRIENDSWOOD is currently estimated at $608,465.

How much does homeowners insurance cost in FRIENDSWOOD?

For a median priced home, homeowners insurance in FRIENDSWOOD averages around $3,955 annually.

What is the true total cost of owning a home in FRIENDSWOOD?

True homeownership costs go beyond principal and interest. In FRIENDSWOOD, a typical homeowner with a median-priced home of $608,465 can expect to pay roughly $8,113/yr in property taxes, $3,955/yr for homeowners insurance, and $1,092/yr in energy utilities. That adds approximately $1,097 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.