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77587 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77587 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,259
P&I Payment$836
Taxes & Ins$357
Utilities$67
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Mortgage Details

$157,591
Local Median: $157,591
$31,518 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,259

Monthly Breakdown

Principal & Interest
$836
Property Taxes
$200
Homeowners Ins.
$157
Utilities
$67

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$174,938

Local Housing Facts for ZIP Code 77587

  • ·Median home value: $157,591 (adjusted for current market conditions)
  • ·Est. property taxes: $2,396/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,882/yr — based on local per-$1K premium rates
  • ·Energy utilities: $800/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTH HOUSTON?

Based on the local median home value, estimated real estate property taxes in SOUTH HOUSTON are around $2,396 per year.

What is the average home price in SOUTH HOUSTON?

The median home value in SOUTH HOUSTON is currently estimated at $157,591.

How much does homeowners insurance cost in SOUTH HOUSTON?

For a median priced home, homeowners insurance in SOUTH HOUSTON averages around $1,882 annually.

What is the true total cost of owning a home in SOUTH HOUSTON?

True homeownership costs go beyond principal and interest. In SOUTH HOUSTON, a typical homeowner with a median-priced home of $157,591 can expect to pay roughly $2,396/yr in property taxes, $1,882/yr for homeowners insurance, and $800/yr in energy utilities. That adds approximately $423 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.