Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

77591 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77591 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 77591 Hub
Est. Total Monthly Cost
$1,799
P&I Payment$1,310
Taxes & Ins$412
Utilities$77
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 77591 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$244,809
Local Median: $244,809
$48,962 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,799

Monthly Breakdown

Principal & Interest
$1,310
Property Taxes
$239
Homeowners Ins.
$174
Utilities
$77

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$275,689

Local Housing Facts for ZIP Code 77591

  • ·Median home value: $244,809 (adjusted for current market conditions)
  • ·Est. property taxes: $2,865/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,082/yr — based on local per-$1K premium rates
  • ·Energy utilities: $923/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TEXAS CITY?

Based on the local median home value, estimated real estate property taxes in TEXAS CITY are around $2,865 per year.

What is the average home price in TEXAS CITY?

The median home value in TEXAS CITY is currently estimated at $244,809.

How much does homeowners insurance cost in TEXAS CITY?

For a median priced home, homeowners insurance in TEXAS CITY averages around $2,082 annually.

What is the true total cost of owning a home in TEXAS CITY?

True homeownership costs go beyond principal and interest. In TEXAS CITY, a typical homeowner with a median-priced home of $244,809 can expect to pay roughly $2,865/yr in property taxes, $2,082/yr for homeowners insurance, and $923/yr in energy utilities. That adds approximately $489 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.