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77625 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77625 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,575
P&I Payment$1,069
Taxes & Ins$326
Utilities$180
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Mortgage Details

$197,922
Local Median: $197,922
$39,584 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,575

Monthly Breakdown

Principal & Interest
$1,069
Property Taxes
$175
Homeowners Ins.
$151
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$226,539

Local Housing Facts for ZIP Code 77625

  • ·Median home value: $197,922 (adjusted for current market conditions)
  • ·Est. property taxes: $2,096/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,811/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,159/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KOUNTZE?

Based on the local median home value, estimated real estate property taxes in KOUNTZE are around $2,096 per year.

What is the average home price in KOUNTZE?

The median home value in KOUNTZE is currently estimated at $197,922.

How much does homeowners insurance cost in KOUNTZE?

For a median priced home, homeowners insurance in KOUNTZE averages around $1,811 annually.

What is the true total cost of owning a home in KOUNTZE?

True homeownership costs go beyond principal and interest. In KOUNTZE, a typical homeowner with a median-priced home of $197,922 can expect to pay roughly $2,096/yr in property taxes, $1,811/yr for homeowners insurance, and $2,159/yr in energy utilities. That adds approximately $506 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.