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77642 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77642 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,394
P&I Payment$809
Taxes & Ins$400
Utilities$186
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Mortgage Details

$151,484
Local Median: $151,484
$30,297 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,394

Monthly Breakdown

Principal & Interest
$809
Property Taxes
$190
Homeowners Ins.
$210
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$169,946

Local Housing Facts for ZIP Code 77642

  • ·Median home value: $151,484 (adjusted for current market conditions)
  • ·Est. property taxes: $2,282/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,519/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,226/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PORT ARTHUR?

Based on the local median home value, estimated real estate property taxes in PORT ARTHUR are around $2,282 per year.

What is the average home price in PORT ARTHUR?

The median home value in PORT ARTHUR is currently estimated at $151,484.

How much does homeowners insurance cost in PORT ARTHUR?

For a median priced home, homeowners insurance in PORT ARTHUR averages around $2,519 annually.

What is the true total cost of owning a home in PORT ARTHUR?

True homeownership costs go beyond principal and interest. In PORT ARTHUR, a typical homeowner with a median-priced home of $151,484 can expect to pay roughly $2,282/yr in property taxes, $2,519/yr for homeowners insurance, and $2,226/yr in energy utilities. That adds approximately $586 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.