Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

77643 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77643 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 77643 Hub
Est. Total Monthly Cost
$796
P&I Payment$389
Taxes & Ins$217
Utilities$190
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 77643 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$73,531
Local Median: $73,531
$14,706 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$796

Monthly Breakdown

Principal & Interest
$389
Property Taxes
$73
Homeowners Ins.
$145
Utilities
$190

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$81,299

Local Housing Facts for ZIP Code 77643

  • ·Median home value: $73,531 (adjusted for current market conditions)
  • ·Est. property taxes: $870/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,734/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,276/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PORT ARTHUR?

Based on the local median home value, estimated real estate property taxes in PORT ARTHUR are around $870 per year.

What is the average home price in PORT ARTHUR?

The median home value in PORT ARTHUR is currently estimated at $73,531.

How much does homeowners insurance cost in PORT ARTHUR?

For a median priced home, homeowners insurance in PORT ARTHUR averages around $1,734 annually.

What is the true total cost of owning a home in PORT ARTHUR?

True homeownership costs go beyond principal and interest. In PORT ARTHUR, a typical homeowner with a median-priced home of $73,531 can expect to pay roughly $870/yr in property taxes, $1,734/yr for homeowners insurance, and $2,276/yr in energy utilities. That adds approximately $407 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.