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77704 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77704 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,756
P&I Payment$1,076
Taxes & Ins$500
Utilities$181
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Mortgage Details

$194,927
Local Median: $194,927
$38,985 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,756

Monthly Breakdown

Principal & Interest
$1,076
Property Taxes
$239
Homeowners Ins.
$261
Utilities
$181

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$231,261

Local Housing Facts for ZIP Code 77704

  • ·Median home value: $194,927 (adjusted for current market conditions)
  • ·Est. property taxes: $2,868/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,131/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,169/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BEAUMONT?

Based on the local median home value, estimated real estate property taxes in BEAUMONT are around $2,868 per year.

What is the average home price in BEAUMONT?

The median home value in BEAUMONT is currently estimated at $194,927.

How much does homeowners insurance cost in BEAUMONT?

For a median priced home, homeowners insurance in BEAUMONT averages around $3,131 annually.

What is the true total cost of owning a home in BEAUMONT?

True homeownership costs go beyond principal and interest. In BEAUMONT, a typical homeowner with a median-priced home of $194,927 can expect to pay roughly $2,868/yr in property taxes, $3,131/yr for homeowners insurance, and $2,169/yr in energy utilities. That adds approximately $681 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.